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Grand Tower Car Insurance Resources

Grand Tower, IL Car Insurance

Cars Insured in Grand Tower

^ There are an estimated 375 vehicles currently insured in Grand Tower. [1]

Car Insurance Rates in Grand Tower

^ From 2006 to 2010, Illinois cities had the 26th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Grand Tower

^ There are an estimated 59 uninsured motorists driving in Grand Tower. [3]

IL Car Insurance

Grand Tower Car Insurance

Car Insurance Liability Requirements in Grand Tower

  • Minimum Liability Limits in Grand Tower: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Grand Tower

Required Car Insurance Coverage in Grand Tower
  • Grand Tower Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Grand Tower

  • Insurer Verification of Auto Insurance in Grand Tower [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.

Grand Tower Car Insurance Facts, Estimates & Related Laws

Grand Tower Car Insurance Stats

Grand Tower Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Grand Tower
    • Based on historical and current data, 375 cars are currently insured in Grand Tower. [5]
    • Illinois cities collectively ranked 7th in the nation in auto insurance policies in 2011 with a total of 7,942,599. [1]
  • Uninsured Motorist Rate in Grand Tower
    • Based on historical and current data, Grand Tower has an estimated 59 uninsured drivers. [6]
    • Illinois cities collectively had the 20th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Grand Tower
    • Illinois cities collectively had the 24th highest auto insurance rates in the nation in 2010. [2]

Grand Tower Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers in construction and school speed zones or within 500 feet of an emergency scene (exemption applies for drivers reporting an emergency situation or communicating with emergency personnel during an emergency situation). [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 19 and learner's permit holders younger than 19. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Grand Tower Automotive Laws

  • Minimum Driving Age in Grand Tower [9]
    • Grand Tower, IL minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Grand Tower
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Grand Tower
    • No law in place. [7]
  • Safety Belt Laws in Grand Tower
    • Safety belt laws have been in place since 1988 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Illinois Car & Driver Facts

Illinois Auto Registrations

Illinois Car & Driver Facts
  • Auto Registrations in IL [8]
    • Registered Cars: 5,563,757
    • Registered Trucks: 4,497,731
    • Registered Motorcycles: 350,292
    • Total Registrations: 10,445,208
    • Rank: Illinois ranked 4th in the United States in total auto registrations in 2011.

Illinois Automotive Facts

  • Speed Limits in IL
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Illinois Motor Fuel Consumption
    • Illinois cities collectively ranked 7th in the nation in total motor fuel consumption in 2011. [10]

Illinois Licensed Drivers

  • Licensed Drivers in IL [11]
    • Female Drivers: 4,251,141
    • Male Drivers: 4,122,828
    • Total Drivers: 8,373,969
    • Rank: 6th highest in the U.S.

Additional information about Grand Tower, IL

About Grand Tower

Grand Tower (Illinois) is a city with a population of 605 [12] that is located in Jackson County.

IL Car Insurance

More about Grand Tower auto insurance

For more information about Grand Tower car insurance, or for additional resources regarding Illinois car insurance overall, visit the Illinois Department of Insurance.

Did you know?

Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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