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Sky Valley Car Insurance Resources

Sky Valley, GA Car Insurance

Cars Insured in Sky Valley

^ There are an estimated 196 vehicles currently insured in Sky Valley. [1]

Car Insurance Rates in Sky Valley

^ From 2006 to 2010, Georgia cities had the 21st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Sky Valley

^ There are an estimated 29 uninsured motorists driving in Sky Valley. [3]

GA Car Insurance

Sky Valley Car Insurance

Car Insurance Liability Requirements in Sky Valley

  • Minimum Liability Limits in Sky Valley: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Sky Valley

Required Car Insurance Coverage in Sky Valley
  • Sky Valley Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Sky Valley

  • Insurer Verification of Auto Insurance in Sky Valley [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Sky Valley Car Insurance Facts, Estimates & Related Laws

Sky Valley Car Insurance Stats

Sky Valley Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Sky Valley
    • Based on historical and current data, 196 cars are currently insured in Sky Valley. [5]
    • Georgia cities collectively ranked 9th in the nation in auto insurance policies in 2011 with a total of 6,963,952. [1]
  • Uninsured Motorist Rate in Sky Valley
    • Based on historical and current data, Sky Valley has an estimated 29 uninsured drivers. [6]
    • Georgia cities collectively had the 13th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Sky Valley
    • Georgia cities collectively had the 20th highest auto insurance rates in the nation in 2010. [2]

Sky Valley Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Sky Valley Automotive Laws

  • Minimum Driving Age in Sky Valley [9]
    • Sky Valley, GA minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Sky Valley
    • Renewal cycle: 5 or 8 years [7]
  • Motorcycle Helmet Laws in Sky Valley
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Sky Valley
    • Safety belt laws have been in place since 1988 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger and 57 inches or less. [7]

Georgia Car & Driver Facts

Georgia Auto Registrations

Georgia Car & Driver Facts
  • Auto Registrations in GA [8]
    • Registered Cars: 3,430,165
    • Registered Trucks: 3,876,723
    • Registered Motorcycles: 199,620
    • Total Registrations: 7,533,735
    • Rank: Georgia ranked 10th in the United States in total auto registrations in 2011.

Georgia Automotive Facts

  • Speed Limits in GA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph [7]
  • Georgia Motor Fuel Consumption
    • Georgia cities collectively ranked 8th in the nation in total motor fuel consumption in 2011. [10]

Georgia Licensed Drivers

  • Licensed Drivers in GA [11]
    • Female Drivers: 3,399,477
    • Male Drivers: 3,106,213
    • Total Drivers: 6,505,690
    • Rank: 11th highest in the U.S.

Additional information about Sky Valley, GA

About Sky Valley

Sky Valley (Georgia) is a city with a population of 272 [12] that is located in Rabun County.

GA Car Insurance

More about Sky Valley auto insurance

For more information about Sky Valley car insurance, or for additional resources regarding Georgia car insurance overall, visit the Georgia Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in GA