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Poncha Springs Car Insurance Resources

Poncha Springs, CO Car Insurance

Cars Insured in Poncha Springs

^ There are an estimated 554 vehicles currently insured in Poncha Springs. [1]

Car Insurance Rates in Poncha Springs

^ From 2006 to 2010, Colorado cities had the 24th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Poncha Springs

^ There are an estimated 82 uninsured motorists driving in Poncha Springs. [3]

CO Car Insurance

Poncha Springs Car Insurance

Car Insurance Liability Requirements in Poncha Springs

  • Minimum Liability Limits in Poncha Springs: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Poncha Springs

Required Car Insurance Coverage in Poncha Springs
  • Poncha Springs Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Poncha Springs

  • Insurer Verification of Auto Insurance in Poncha Springs [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Poncha Springs Car Insurance Facts, Estimates & Related Laws

Poncha Springs Car Insurance Stats

Poncha Springs Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Poncha Springs
    • Based on historical and current data, 554 cars are currently insured in Poncha Springs. [5]
    • Colorado cities collectively ranked 22nd in the nation in auto insurance policies in 2011 with a total of 3,780,070. [1]
  • Uninsured Motorist Rate in Poncha Springs
    • Based on historical and current data, Poncha Springs has an estimated 82 uninsured drivers. [6]
    • Colorado cities collectively had the 16th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Poncha Springs
    • Colorado cities collectively had the 25th highest auto insurance rates in the nation in 2010. [2]

Poncha Springs Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Poncha Springs Automotive Laws

  • Minimum Driving Age in Poncha Springs [9]
    • Poncha Springs, CO minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Poncha Springs
    • Renewal cycle: 10 years [7]
  • Motorcycle Helmet Laws in Poncha Springs
    • Motorcycle helmets required for 17 and younger and passengers 17 and younger. [7]
  • Safety Belt Laws in Poncha Springs
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing infant seat; 1 - 3 years and 20-40 pounds in a child safety seat; 4 - 7 years in a booster seat. [7]

Colorado Car & Driver Facts

Colorado Auto Registrations

Colorado Car & Driver Facts
  • Auto Registrations in CO [8]
    • Registered Cars: 1,798,922
    • Registered Trucks: 2,350,093
    • Registered Motorcycles: 173,231
    • Total Registrations: 4,332,251
    • Rank: Colorado ranked 22nd in the United States in total auto registrations in 2011.

Colorado Automotive Facts

  • Speed Limits in CO
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph [7]
  • Colorado Motor Fuel Consumption
    • Colorado cities collectively ranked 26th in the nation in total motor fuel consumption in 2011. [10]

Colorado Licensed Drivers

  • Licensed Drivers in CO [11]
    • Female Drivers: 1,843,108
    • Male Drivers: 1,826,708
    • Total Drivers: 3,669,816
    • Rank: 22nd highest in the U.S.

Additional information about Poncha Springs, CO

About Poncha Springs

Poncha Springs (Colorado) is a town with a population of 737 [12] that is located in Chaffee County.

CO Car Insurance

More about Poncha Springs auto insurance

For more information about Poncha Springs car insurance, or for additional resources regarding Colorado car insurance overall, visit the Colorado Department of Insurance.

Did you know?

Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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