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Grand Junction Car Insurance Resources

Grand Junction, CO Car Insurance

Cars Insured in Grand Junction

^ There are an estimated 44,020 vehicles currently insured in Grand Junction. [1]

Car Insurance Rates in Grand Junction

^ From 2006 to 2010, Colorado cities had the 24th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Grand Junction

^ There are an estimated 6,496 uninsured motorists driving in Grand Junction. [3]

CO Car Insurance

Grand Junction Car Insurance

Car Insurance Liability Requirements in Grand Junction

  • Minimum Liability Limits in Grand Junction: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Grand Junction

Required Car Insurance Coverage in Grand Junction
  • Grand Junction Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Grand Junction

  • Insurer Verification of Auto Insurance in Grand Junction [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Grand Junction Car Insurance Facts, Estimates & Related Laws

Grand Junction Car Insurance Stats

Grand Junction Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Grand Junction
    • Based on historical and current data, 44,020 cars are currently insured in Grand Junction. [5]
    • Colorado cities collectively ranked 22nd in the nation in auto insurance policies in 2011 with a total of 3,780,070. [1]
  • Uninsured Motorist Rate in Grand Junction
    • Based on historical and current data, Grand Junction has an estimated 6,496 uninsured drivers. [6]
    • Colorado cities collectively had the 16th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Grand Junction
    • Colorado cities collectively had the 25th highest auto insurance rates in the nation in 2010. [2]

Grand Junction Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Grand Junction Automotive Laws

  • Minimum Driving Age in Grand Junction [9]
    • Grand Junction, CO minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Grand Junction
    • Renewal cycle: 10 years [7]
  • Motorcycle Helmet Laws in Grand Junction
    • Motorcycle helmets required for 17 and younger and passengers 17 and younger. [7]
  • Safety Belt Laws in Grand Junction
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing infant seat; 1 - 3 years and 20-40 pounds in a child safety seat; 4 - 7 years in a booster seat. [7]

Colorado Car & Driver Facts

Colorado Auto Registrations

Colorado Car & Driver Facts
  • Auto Registrations in CO [8]
    • Registered Cars: 1,798,922
    • Registered Trucks: 2,350,093
    • Registered Motorcycles: 173,231
    • Total Registrations: 4,332,251
    • Rank: Colorado ranked 22nd in the United States in total auto registrations in 2011.

Colorado Automotive Facts

  • Speed Limits in CO
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph [7]
  • Colorado Motor Fuel Consumption
    • Colorado cities collectively ranked 26th in the nation in total motor fuel consumption in 2011. [10]

Colorado Licensed Drivers

  • Licensed Drivers in CO [11]
    • Female Drivers: 1,843,108
    • Male Drivers: 1,826,708
    • Total Drivers: 3,669,816
    • Rank: 22nd highest in the U.S.

Additional information about Grand Junction, CO

About Grand Junction

Grand Junction (Colorado) is a city with a population of 58,566 [12] that is located in Mesa County.

CO Car Insurance

More about Grand Junction auto insurance

For more information about Grand Junction car insurance, or for additional resources regarding Colorado car insurance overall, visit the Colorado Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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