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Genoa Car Insurance Resources

Genoa, CO Car Insurance

Cars Insured in Genoa

^ There are an estimated 104 vehicles currently insured in Genoa. [1]

Car Insurance Rates in Genoa

^ From 2006 to 2010, Colorado cities had the 24th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Genoa

^ There are an estimated 15 uninsured motorists driving in Genoa. [3]

CO Car Insurance

Genoa Car Insurance

Car Insurance Liability Requirements in Genoa

  • Minimum Liability Limits in Genoa: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Genoa

Required Car Insurance Coverage in Genoa
  • Genoa Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Genoa

  • Insurer Verification of Auto Insurance in Genoa [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Genoa Car Insurance Facts, Estimates & Related Laws

Genoa Car Insurance Stats

Genoa Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Genoa
    • Based on historical and current data, 104 cars are currently insured in Genoa. [5]
    • Colorado cities collectively ranked 22nd in the nation in auto insurance policies in 2011 with a total of 3,780,070. [1]
  • Uninsured Motorist Rate in Genoa
    • Based on historical and current data, Genoa has an estimated 15 uninsured drivers. [6]
    • Colorado cities collectively had the 16th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Genoa
    • Colorado cities collectively had the 25th highest auto insurance rates in the nation in 2010. [2]

Genoa Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Genoa Automotive Laws

  • Minimum Driving Age in Genoa [9]
    • Genoa, CO minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Genoa
    • Renewal cycle: 10 years [7]
  • Motorcycle Helmet Laws in Genoa
    • Motorcycle helmets required for 17 and younger and passengers 17 and younger. [7]
  • Safety Belt Laws in Genoa
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing infant seat; 1 - 3 years and 20-40 pounds in a child safety seat; 4 - 7 years in a booster seat. [7]

Colorado Car & Driver Facts

Colorado Auto Registrations

Colorado Car & Driver Facts
  • Auto Registrations in CO [8]
    • Registered Cars: 1,798,922
    • Registered Trucks: 2,350,093
    • Registered Motorcycles: 173,231
    • Total Registrations: 4,332,251
    • Rank: Colorado ranked 22nd in the United States in total auto registrations in 2011.

Colorado Automotive Facts

  • Speed Limits in CO
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph [7]
  • Colorado Motor Fuel Consumption
    • Colorado cities collectively ranked 26th in the nation in total motor fuel consumption in 2011. [10]

Colorado Licensed Drivers

  • Licensed Drivers in CO [11]
    • Female Drivers: 1,843,108
    • Male Drivers: 1,826,708
    • Total Drivers: 3,669,816
    • Rank: 22nd highest in the U.S.

Additional information about Genoa, CO

About Genoa

Genoa (Colorado) is a town with a population of 139 [12] that is located in Lincoln County.

CO Car Insurance

More about Genoa auto insurance

For more information about Genoa car insurance, or for additional resources regarding Colorado car insurance overall, visit the Colorado Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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