Oak Grove Heights Car Insurance Resources

Oak Grove Heights, AR Car Insurance

Cars Insured in Oak Grove Heights

^ There are an estimated 649 vehicles currently insured in Oak Grove Heights. ^[1]

Car Insurance Rates in Oak Grove Heights

^ From 2006 to 2010, Arkansas cities had the 36th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Oak Grove Heights

^ There are an estimated 95 uninsured motorists driving in Oak Grove Heights. ^[3]

Oak Grove Heights Car Insurance

Car Insurance Liability Requirements in Oak Grove Heights

Minimum Liability Limits in Oak Grove Heights: 25/50/25 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Oak Grove Heights

Oak Grove Heights Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage

Car Insurance Verification Laws in Oak Grove Heights

Insurer Verification of Auto Insurance in Oak Grove Heights ^[4]
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Oak Grove Heights Car Insurance Facts, Estimates & Related Laws

Oak Grove Heights Car Insurance Stats

Number of Auto Insurance Policies in Oak Grove Heights
- Based on historical and current data, 649 cars are currently insured in Oak Grove Heights. ^[5]
- Arkansas cities collectively ranked 32nd in the nation in auto insurance policies in 2011 with a total of 2,130,051. ^[1]
Uninsured Motorist Rate in Oak Grove Heights
- Based on historical and current data, Oak Grove Heights has an estimated 95 uninsured drivers. ^[6]
- Arkansas cities collectively had the 12th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Oak Grove Heights
- Arkansas cities collectively had the 35th highest auto insurance rates in the nation in 2010. ^[2]

Oak Grove Heights Distracted Driving Laws

Hand-held phone ban? Yes

hand-held phone ban in place for drivers 18 or older but younger than 21 and also in school and highway work zones. ^[7]

Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to drivers younger than 18. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect for texting by all drivers and cellphone use by school bus drivers. Secondary enforcement in effect for cellphone use by young drivers, drivers in school and work zones. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Oak Grove Heights Automotive Laws

Minimum Driving Age in Oak Grove Heights ^[9]
- Oak Grove Heights, AR minimum driving age: 14 years.
Driver's License Renewal Cycle in Oak Grove Heights
- Renewal cycle: 4 years ^[7]
Motorcycle Helmet Laws in Oak Grove Heights
- Motorcycle helmets required for 20 and younger. ^[7]
Safety Belt Laws in Oak Grove Heights
- Safety belt laws have been in place since 1991 and apply to drivers/passengers 15+ years in front seat. ^[7]
- Child restraint law in place for 5 years and younger and less than 60 pounds. ^[7]

Arkansas Car & Driver Facts

Arkansas Auto Registrations

Auto Registrations in AR ^[8]
- Registered Cars: 1,021,817
- Registered Trucks: 1,346,842
- Registered Motorcycles: 76,301
- Total Registrations: 2,448,310
- Rank: Arkansas ranked 31st in the United States in total auto registrations in 2011.

Arkansas Automotive Facts

Speed Limits in AR
- Rural interstates: 70 mph (Trucks: 65 mph) ^[7]
- Urban interstates: 55 mph ^[7]
- Other roads: 55 mph ^[7]
Arkansas Motor Fuel Consumption
- Arkansas cities collectively ranked 30th in the nation in total motor fuel consumption in 2011. ^[10]

Arkansas Licensed Drivers

Licensed Drivers in AR ^[11]
- Female Drivers: 1,051,052
- Male Drivers: 905,039
- Total Drivers: 1,956,091
- Rank: 32nd highest in the U.S.

Additional information about Oak Grove Heights, AR

About Oak Grove Heights

Oak Grove Heights (Arkansas) is a town with a population of 889 ^[12] that is located in Greene County.

More about Oak Grove Heights auto insurance

For more information about Oak Grove Heights car insurance, or for additional resources regarding Arkansas car insurance overall, visit the Arkansas Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)