Miami Car Insurance Resources

Miami, AZ Car Insurance

Cars Insured in Miami

^ There are an estimated 1,197 vehicles currently insured in Miami. ^[1]

Car Insurance Rates in Miami

^ From 2006 to 2010, Arizona cities had the 14th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Miami

^ There are an estimated 157 uninsured motorists driving in Miami. ^[3]

Miami Car Insurance

Car Insurance Liability Requirements in Miami

Minimum Liability Limits in Miami: 15/30/10 ^[4]
- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Miami

Miami Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Miami

Insurer Verification of Auto Insurance in Miami ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.

Miami Car Insurance Facts, Estimates & Related Laws

Miami Car Insurance Stats

Number of Auto Insurance Policies in Miami
- Based on historical and current data, 1,197 cars are currently insured in Miami. ^[5]
- Arizona cities collectively ranked 18th in the nation in auto insurance policies in 2011 with a total of 4,165,847. ^[1]
Uninsured Motorist Rate in Miami
- Based on historical and current data, Miami has an estimated 157 uninsured drivers. ^[6]
- Arizona cities collectively had the 28th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Miami
- Arizona cities collectively had the 18th highest auto insurance rates in the nation in 2010. ^[2]

Miami Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? No
Young drivers cell phone ban? No
Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect.. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Miami Automotive Laws

Minimum Driving Age in Miami ^[9]
- Miami, AZ minimum driving age: 15 years, 6 months.
Driver's License Renewal Cycle in Miami
- Renewal cycle: until age 65 ^[7]
Motorcycle Helmet Laws in Miami
- Motorcycle helmets required for 17 and younger. ^[7]
Safety Belt Laws in Miami
- Safety belt laws have been in place since 1991 and apply to drivers/passengers 8+ years in front seat; 8 through 15 in all seats. ^[7]
- Child restraint law in place for 4 years and younger; children 5 through 7 who are 57 inches or shorter. ^[7]

Arizona Car & Driver Facts

Arizona Auto Registrations

Auto Registrations in AZ ^[8]
- Registered Cars: 2,363,015
- Registered Trucks: 2,555,552
- Registered Motorcycles: 178,928
- Total Registrations: 5,109,254
- Rank: Arizona ranked 19th in the United States in total auto registrations in 2011.

Arizona Automotive Facts

Speed Limits in AZ
- Rural interstates: 75 mph ^[7]
- Urban interstates: 65 mph ^[7]
- Other roads: 65 mph (Trucks: 65 mph) ^[7]
Arizona Motor Fuel Consumption
- Arizona cities collectively ranked 16th in the nation in total motor fuel consumption in 2011. ^[10]

Arizona Licensed Drivers

Licensed Drivers in AZ ^[11]
- Female Drivers: 2,282,973
- Male Drivers: 2,309,425
- Total Drivers: 4,592,398
- Rank: 16th highest in the U.S.

Additional information about Miami, AZ

About Miami

Miami (Arizona) is a town with a population of 1,837 ^[12] that is located in Gila County.

More about Miami auto insurance

For more information about Miami car insurance, or for additional resources regarding Arizona car insurance overall, visit the Arizona Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)