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Lake Havasu City Car Insurance Resources

Lake Havasu City, AZ Car Insurance

Cars Insured in Lake Havasu City

^ There are an estimated 34,233 vehicles currently insured in Lake Havasu City. [1]

Car Insurance Rates in Lake Havasu City

^ From 2006 to 2010, Arizona cities had the 14th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Lake Havasu City

^ There are an estimated 4,491 uninsured motorists driving in Lake Havasu City. [3]

AZ Car Insurance

Lake Havasu City Car Insurance

Car Insurance Liability Requirements in Lake Havasu City

  • Minimum Liability Limits in Lake Havasu City: 15/30/10 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Lake Havasu City

Required Car Insurance Coverage in Lake Havasu City
  • Lake Havasu City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Lake Havasu City

  • Insurer Verification of Auto Insurance in Lake Havasu City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.

Lake Havasu City Car Insurance Facts, Estimates & Related Laws

Lake Havasu City Car Insurance Stats

Lake Havasu City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Lake Havasu City
    • Based on historical and current data, 34,233 cars are currently insured in Lake Havasu City. [5]
    • Arizona cities collectively ranked 18th in the nation in auto insurance policies in 2011 with a total of 4,165,847. [1]
  • Uninsured Motorist Rate in Lake Havasu City
    • Based on historical and current data, Lake Havasu City has an estimated 4,491 uninsured drivers. [6]
    • Arizona cities collectively had the 28th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Lake Havasu City
    • Arizona cities collectively had the 18th highest auto insurance rates in the nation in 2010. [2]

Lake Havasu City Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect.. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Lake Havasu City Automotive Laws

  • Minimum Driving Age in Lake Havasu City [9]
    • Lake Havasu City, AZ minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Lake Havasu City
    • Renewal cycle: until age 65 [7]
  • Motorcycle Helmet Laws in Lake Havasu City
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Lake Havasu City
    • Safety belt laws have been in place since 1991 and apply to drivers/passengers 8+ years in front seat; 8 through 15 in all seats. [7]
    • Child restraint law in place for 4 years and younger; children 5 through 7 who are 57 inches or shorter. [7]

Arizona Car & Driver Facts

Arizona Auto Registrations

Arizona Car & Driver Facts
  • Auto Registrations in AZ [8]
    • Registered Cars: 2,363,015
    • Registered Trucks: 2,555,552
    • Registered Motorcycles: 178,928
    • Total Registrations: 5,109,254
    • Rank: Arizona ranked 19th in the United States in total auto registrations in 2011.

Arizona Automotive Facts

  • Speed Limits in AZ
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph (Trucks: 65 mph) [7]
  • Arizona Motor Fuel Consumption
    • Arizona cities collectively ranked 16th in the nation in total motor fuel consumption in 2011. [10]

Arizona Licensed Drivers

  • Licensed Drivers in AZ [11]
    • Female Drivers: 2,282,973
    • Male Drivers: 2,309,425
    • Total Drivers: 4,592,398
    • Rank: 16th highest in the U.S.

Additional information about Lake Havasu City, AZ

About Lake Havasu City

Lake Havasu City (Arizona) is a city with a population of 52,527 [12] that is located in Mohave County.

AZ Car Insurance

More about Lake Havasu City auto insurance

For more information about Lake Havasu City car insurance, or for additional resources regarding Arizona car insurance overall, visit the Arizona Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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