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Fountain Hills Car Insurance Resources

Fountain Hills, AZ Car Insurance

Cars Insured in Fountain Hills

^ There are an estimated 14,657 vehicles currently insured in Fountain Hills. [1]

Car Insurance Rates in Fountain Hills

^ From 2006 to 2010, Arizona cities had the 14th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Fountain Hills

^ There are an estimated 1,923 uninsured motorists driving in Fountain Hills. [3]

AZ Car Insurance

Fountain Hills Car Insurance

Car Insurance Liability Requirements in Fountain Hills

  • Minimum Liability Limits in Fountain Hills: 15/30/10 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Fountain Hills

Required Car Insurance Coverage in Fountain Hills
  • Fountain Hills Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Fountain Hills

  • Insurer Verification of Auto Insurance in Fountain Hills [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.

Fountain Hills Car Insurance Facts, Estimates & Related Laws

Fountain Hills Car Insurance Stats

Fountain Hills Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Fountain Hills
    • Based on historical and current data, 14,657 cars are currently insured in Fountain Hills. [5]
    • Arizona cities collectively ranked 18th in the nation in auto insurance policies in 2011 with a total of 4,165,847. [1]
  • Uninsured Motorist Rate in Fountain Hills
    • Based on historical and current data, Fountain Hills has an estimated 1,923 uninsured drivers. [6]
    • Arizona cities collectively had the 28th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Fountain Hills
    • Arizona cities collectively had the 18th highest auto insurance rates in the nation in 2010. [2]

Fountain Hills Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect.. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Fountain Hills Automotive Laws

  • Minimum Driving Age in Fountain Hills [9]
    • Fountain Hills, AZ minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Fountain Hills
    • Renewal cycle: until age 65 [7]
  • Motorcycle Helmet Laws in Fountain Hills
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Fountain Hills
    • Safety belt laws have been in place since 1991 and apply to drivers/passengers 8+ years in front seat; 8 through 15 in all seats. [7]
    • Child restraint law in place for 4 years and younger; children 5 through 7 who are 57 inches or shorter. [7]

Arizona Car & Driver Facts

Arizona Auto Registrations

Arizona Car & Driver Facts
  • Auto Registrations in AZ [8]
    • Registered Cars: 2,363,015
    • Registered Trucks: 2,555,552
    • Registered Motorcycles: 178,928
    • Total Registrations: 5,109,254
    • Rank: Arizona ranked 19th in the United States in total auto registrations in 2011.

Arizona Automotive Facts

  • Speed Limits in AZ
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 65 mph (Trucks: 65 mph) [7]
  • Arizona Motor Fuel Consumption
    • Arizona cities collectively ranked 16th in the nation in total motor fuel consumption in 2011. [10]

Arizona Licensed Drivers

  • Licensed Drivers in AZ [11]
    • Female Drivers: 2,282,973
    • Male Drivers: 2,309,425
    • Total Drivers: 4,592,398
    • Rank: 16th highest in the U.S.

Additional information about Fountain Hills, AZ

About Fountain Hills

Fountain Hills (Arizona) is a town with a population of 22,489 [12] that is located in Maricopa County.

AZ Car Insurance

More about Fountain Hills auto insurance

For more information about Fountain Hills car insurance, or for additional resources regarding Arizona car insurance overall, visit the Arizona Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in AZ