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Saint Michael Car Insurance Resources

Saint Michael, AK Car Insurance

Cars Insured in Saint Michael

^ There are an estimated 268 vehicles currently insured in Saint Michael. [1]

Car Insurance Rates in Saint Michael

^ From 2006 to 2010, Alaska cities had the 13th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Saint Michael

^ There are an estimated 38 uninsured motorists driving in Saint Michael. [3]

AK Car Insurance

Saint Michael Car Insurance

Car Insurance Liability Requirements in Saint Michael

  • Minimum Liability Limits in Saint Michael: 50/100/25 [4]
    • 50  Required coverage up to $50,000 for one individual injured in an accident
    • 100  Required coverage up to $100,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Saint Michael

Required Car Insurance Coverage in Saint Michael
  • Saint Michael Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Saint Michael

  • Insurer Verification of Auto Insurance in Saint Michael [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Saint Michael Car Insurance Facts, Estimates & Related Laws

Saint Michael Car Insurance Stats

Saint Michael Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Saint Michael
    • Based on historical and current data, 268 cars are currently insured in Saint Michael. [5]
    • Alaska cities collectively ranked 50th in the nation in auto insurance policies in 2011 with a total of 474,130. [1]
  • Uninsured Motorist Rate in Saint Michael
    • Based on historical and current data, Saint Michael has an estimated 38 uninsured drivers. [6]
    • Alaska cities collectively had the 25th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Saint Michael
    • Alaska cities collectively had the 13th highest auto insurance rates in the nation in 2010. [2]

Saint Michael Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Saint Michael Automotive Laws

  • Minimum Driving Age in Saint Michael [9]
    • Saint Michael, AK minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Saint Michael
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Saint Michael
    • Motorcycle helmets required for 17 and younger. [7]
    • Covers passengers of all ages, operators younger than 18, and operators with instructional permits. [7]
  • Safety Belt Laws in Saint Michael
    • Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for younger than 1 or less than 20 pounds in a rear-facing infant seat; 1 - 4 years and more than 20 pounds in a child restraint, 4 - 15 years shorter than 57 inches or less than 65 pounds in a booster. [7]

Alaska Car & Driver Facts

Alaska Auto Registrations

Alaska Car & Driver Facts
  • Auto Registrations in AK [8]
    • Registered Cars: 215,688
    • Registered Trucks: 508,900
    • Registered Motorcycles: 31,020
    • Total Registrations: 757,954
    • Rank: Alaska ranked 49th in the United States in total auto registrations in 2011.

Alaska Automotive Facts

  • Speed Limits in AK
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Alaska Motor Fuel Consumption
    • Alaska cities collectively ranked 49th in the nation in total motor fuel consumption in 2011. [10]

Alaska Licensed Drivers

  • Licensed Drivers in AK [11]
    • Female Drivers: 244,957
    • Male Drivers: 276,323
    • Total Drivers: 521,280
    • Rank: 48th highest in the U.S.

Additional information about Saint Michael, AK

About Saint Michael

Saint Michael (Alaska) is a city with a population of 401 [12] that is located in Nome County.

AK Car Insurance

More about Saint Michael auto insurance

For more information about Saint Michael car insurance, or for additional resources regarding Alaska car insurance overall, visit the Alaska Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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