Indian Springs Village Car Insurance Resources

Indian Springs Village, AL Car Insurance

Cars Insured in Indian Springs Village

^ There are an estimated 1,708 vehicles currently insured in Indian Springs Village. ^[1]

Car Insurance Rates in Indian Springs Village

^ From 2006 to 2010, Alabama cities had the 35th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Indian Springs Village

^ There are an estimated 409 uninsured motorists driving in Indian Springs Village. ^[3]

Indian Springs Village Car Insurance

Car Insurance Liability Requirements in Indian Springs Village

Minimum Liability Limits in Indian Springs Village: 25/50/25 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Indian Springs Village

Indian Springs Village Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Indian Springs Village

Insurer Verification of Auto Insurance in Indian Springs Village ^[4]
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Indian Springs Village Car Insurance Facts, Estimates & Related Laws

Indian Springs Village Car Insurance Stats

Number of Auto Insurance Policies in Indian Springs Village
- Based on historical and current data, 1,708 cars are currently insured in Indian Springs Village. ^[5]
- Alabama cities collectively ranked 23rd in the nation in auto insurance policies in 2011 with a total of 3,454,427. ^[1]
Uninsured Motorist Rate in Indian Springs Village
- Based on historical and current data, Indian Springs Village has an estimated 409 uninsured drivers. ^[6]
- Alabama cities collectively had the 6th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Indian Springs Village
- Alabama cities collectively had the 37th highest auto insurance rates in the nation in 2010. ^[2]

Indian Springs Village Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to 16-year-old drivers; 17-year-old drivers who have held an intermediate license for fewer than 6 months. ^[7]

Bus driver cell phone ban? No
Enforcement of laws:

Primary enforcement in effect for texting by all drivers. Secondary enforcement in effect for cell phone use by young drivers.. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Indian Springs Village Automotive Laws

Minimum Driving Age in Indian Springs Village ^[9]
- Indian Springs Village, AL minimum driving age: 15 years.
Driver's License Renewal Cycle in Indian Springs Village
- Renewal cycle: 4 years ^[7]
Motorcycle Helmet Laws in Indian Springs Village
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in Indian Springs Village
- Safety belt laws have been in place since 1991 and apply to drivers/passengers 15+ years in front seat. ^[7]
- Child restraint law in place for younger than 1 or less than 20 pounds in a rear-facing infant seat; 1 - 4 years or 20-40 pounds in a forward-facing child safety seat; 5 but not yet 6 in a booster seat. ^[7]

Alabama Car & Driver Facts

Alabama Auto Registrations

Auto Registrations in AL ^[8]
- Registered Cars: 2,307,668
- Registered Trucks: 2,364,601
- Registered Motorcycles: 127,301
- Total Registrations: 4,811,943
- Rank: Alabama ranked 21st in the United States in total auto registrations in 2011.

Alabama Automotive Facts

Speed Limits in AL
- Rural interstates: 70 mph ^[7]
- Urban interstates: 65 mph ^[7]
- Other roads: 65 mph ^[7]
Alabama Motor Fuel Consumption
- Alabama cities collectively ranked 17th in the nation in total motor fuel consumption in 2011. ^[10]

Alabama Licensed Drivers

Licensed Drivers in AL ^[11]
- Female Drivers: 1,947,603
- Male Drivers: 1,850,949
- Total Drivers: 3,798,552
- Rank: 21st highest in the U.S.

Additional information about Indian Springs Village, AL

About Indian Springs Village

Indian Springs Village (Alabama) is a city with a population of 2,363 ^[12] that is located in Shelby County.

More about Indian Springs Village auto insurance

For more information about Indian Springs Village car insurance, or for additional resources regarding Alabama car insurance overall, visit the Alabama Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)