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North Charleston Car Insurance Resources

North Charleston, SC Car Insurance

Cars Insured in North Charleston

^ There are an estimated 71,822 vehicles currently insured in North Charleston. [1]

Car Insurance Rates in North Charleston

^ From 2006 to 2010, South Carolina cities had the 23rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in North Charleston

^ There are an estimated 7,685 uninsured motorists driving in North Charleston. [3]

SC Car Insurance

North Charleston Car Insurance

Car Insurance Liability Requirements in North Charleston

  • Minimum Liability Limits in North Charleston: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in North Charleston

Required Car Insurance Coverage in North Charleston
  • North Charleston Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in North Charleston

  • Insurer Verification of Auto Insurance in North Charleston [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

North Charleston Car Insurance Facts, Estimates & Related Laws

North Charleston Car Insurance Stats

North Charleston Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in North Charleston
    • Based on historical and current data, 71,822 cars are currently insured in North Charleston. [5]
    • South Carolina cities collectively ranked 24th in the nation in auto insurance policies in 2011 with a total of 3,408,224. [1]
  • Uninsured Motorist Rate in North Charleston
    • Based on historical and current data, North Charleston has an estimated 7,685 uninsured drivers. [6]
    • South Carolina cities collectively had the 37th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in North Charleston
    • South Carolina cities collectively had the 23rd highest auto insurance rates in the nation in 2010. [2]

North Charleston Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • n/a. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


North Charleston Automotive Laws

  • Minimum Driving Age in North Charleston [9]
    • North Charleston, SC minimum driving age: 15 years.
  • Driver's License Renewal Cycle in North Charleston
    • Renewal cycle: 10 years [7]
  • Motorcycle Helmet Laws in North Charleston
    • Motorcycle helmets required for 20 and younger. [7]
  • Safety Belt Laws in North Charleston
    • Safety belt laws have been in place since 1989 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 1 year and younger or less than 20 pounds in a rear-facing infant seat; 1 through 5 years and 20-39 pounds in a forward-facing child safety seat; 1 - 5 years and 40-80 pounds in booster. [7]

South Carolina Car & Driver Facts

South Carolina Auto Registrations

South Carolina Car & Driver Facts
  • Auto Registrations in SC [8]
    • Registered Cars: 1,983,691
    • Registered Trucks: 1,726,266
    • Registered Motorcycles: 108,371
    • Total Registrations: 3,827,208
    • Rank: South Carolina ranked 25th in the United States in total auto registrations in 2011.

South Carolina Automotive Facts

  • Speed Limits in SC
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 55 mph [7]
  • South Carolina Motor Fuel Consumption
    • South Carolina cities collectively ranked 18th in the nation in total motor fuel consumption in 2011. [10]

South Carolina Licensed Drivers

  • Licensed Drivers in SC [11]
    • Female Drivers: 1,775,011
    • Male Drivers: 1,633,307
    • Total Drivers: 3,408,318
    • Rank: 23rd highest in the U.S.

Additional information about North Charleston, SC

About North Charleston

North Charleston (South Carolina) is a city with a population of 97,471 [12] that is located in Charleston County.

SC Car Insurance

More about North Charleston auto insurance

For more information about North Charleston car insurance, or for additional resources regarding South Carolina car insurance overall, visit the South Carolina Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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